The Inner Bottom Line ® ..where Choices & Values meet

“Rising From the Ashes”©

May 30th, 2019   •   Comments Off on “Rising From the Ashes”©   

We’re surrounded by flame everywhere, everyday.  We take fire for granted, barely noticing in the moment the amazing tools and conveniences provided for us with the turn of a knob, the switch of a button. We bake a cake, grill burgers, heat our homes, toast marshmallows around a campfire. From the beginning of time, man’s ability and ingenuity to create and harness fire has marked our path of evolution. And as long as that flame can be contained, controlled, all remains well and productive. But when it breaks loose, the potential for catastrophic loss of life and property is boundless [ Read More ]

“It’s Not Business, It’s Personal.”

March 31st, 2019   •   Comments Off on “It’s Not Business, It’s Personal.”   

Hi!  In response to requests to view my 2018 CE lecture I created for First American Title, I thought it would be useful to post it here.  Enjoy!  O.

“A Small Elegant Word Redux”

November 10th, 2018   •   Comments Off on “A Small Elegant Word Redux”   

Author’s Note: The fact that I have to still re-publish this column I wrote a number of years ago is heartbreaking and unacceptable. And proof has hard-core resistance to change among too many of us still is. OG   “A Small, Elegant Word” Dignity. A word with few letters. On appearance not very large. But elegant. Succinct. With enormous reach when it’s authentic and honest and organic. Not used often enough in today’s world to describe someone’s character or attitude. And yet, it is a momentous, precious, rare word. Containing deep value. Representing deeper values. Today, in light of all [ Read More ]

Why Good Things Happening to Portland Might Be Bad

October 17th, 2015   •   no comments   

What’s the average cycle for a good thing to turn bad?  Fruit left out to rot takes anywhere from a few days to a few weeks. But a city? Hard to say. I’ve moved a lot in the past thirty years. I left LA for San Francisco in ’91 to get away from LA’s congestion and out-of-touch values. At that time, the Bay area offered, along a charming, varied, slower-paced life, real estate that was still affordable in some areas and people who had time to savor good conversation, wine and food. But by 2002, after the pace became frenzied and real estate prices, inflated from the Dot/com bubble with newly-minted millionaires, [ Read More ]

How To Deal With Rude People

July 7th, 2015   •   no comments   

Dear Olive, I’m so glad we had the chance to meet and discuss this issue. As you know, being on the mortgage side of real estate focused on sales and marketing requires me to call on people I don’t know in the hopes I’ll be able to help them see the value of our services. That can often lead to situations where I am confronted by rude people. I also send out a lot of emails and at times I’m asked to remove people from my list. That can be both surprising and hurtful, too. But when these things happy, [ Read More ]

“Out There On My Own”

May 13th, 2015   •   no comments   

Dear Olive, I like the columns you write, especially the recent one about how hard it is to get rid of stuff when selling a house. I’ve got the reverse problem. I’ve never been married and have been independent since college. I don’t collect stuff. I’ve done without a lot of things my friends take for granted, focused instead on saving my money with one goal in mind: to own my own place. A place just for me, on my own, door shut, away from the noisy world. I admit I missed a lot of fun including trips to Mexico [ Read More ]

“No Time to Think”

April 12th, 2015   •   no comments   
“No Time to Think”

Dear O, The other day, after an inspection on a home I have listed that ran late which made me double late picking up my kids from a soccer game and driving them to dance class, all the while praying for inspiration for a dinner menu my husband and kids would actually all like and then realizing I’d forgotten to pick up my dress at the dry cleaner for an important dinner on Saturday, I realized I can’t keep doing this much longer this way. Then I remembered reading a column of yours years ago about having no time and [ Read More ]

“The Deadly Game of Gotcha”

January 24th, 2015   •   no comments   

It’s a strange time out there in the universe right now. I’ve been listening and watching and mulling these past few weeks, and in his latest and brilliant State of the Union message, even President Obama referred to the pointless, non-productive game of “gotcha” too often played in Washington for political points. Now, it’s not like the game of “gotcha” has just been invented. I imagine it may have been going on ever since one caveman decided to steal another neighbor’s better and hotter fire. And certainly, how it all plays out in our present condition continues to evolve [ Read More ]

An Open Letter to Readers of The Inner Bottom Line

August 24th, 2014   •   no comments   
An Open Letter to Readers of The Inner Bottom Line

Dear Readers; I don’t write my column to present an opinion that is the end-all, be-all of answers. In fact, I avoid ever telling anyone what to do as there is never any “answer” to any problem or dilemma. And for each of us, the best choice will be different. Nor do I present myself as an expert on all things. I focus on one thing only; helping others understand how to make ethical decisions that are best for their life and those they love. Period. My concern, my sole concern, on The Inner Bottom Line, is to help the [ Read More ]

“While You’re Spring Cleaning, You Might…”

March 11th, 2014   •   no comments   
“While You’re Spring Cleaning, You Might…”

In the past week, at least three clients have said to me, “I’m so ready to start taking things apart and clean out the clutter. It always makes me feel better.” Spring cleaning. Simplifying. Organizing. Music to my ears. As well as a prompt for the sun to come out and show me the way to those ever-present smudges on the windows that are invisible when it’s raining and gloomy. Now I recognize for some that the mere idea of straightening anything is depressing, even unnecessary. But for a much greater percentage of us, there seems to be an [ Read More ]